You can make payment through Aadhaar Number by using BHIM APP. Prime Minister Narendra Modi launched the BHIM app on 30 December, 2016 for increasing cash less transaction. BHIM App has developed by the National Payments Corporation of India.
What is BHIM APP?
Full form of BHIM is Bharat Interface for Money. It is available on Android and iOS. You can send and received money through this app using mobile number or virtual payment address. You can you also send money using Aadhaar Number and Bank Account number to anyone. Also make payment to merchant by scanning QR cod. And you can also create QR code for an amount to make payment to merchant.
Daily Limit for BHIM APP
One can make transaction RS.20000 per day and maximum Rs.10000 per transaction limit.
Supporting Language for this app: English, Hindi, Malayalam, Tamil, Telugu, Kannada, Bengali, Gujarati and Odia.
List of Bank supported BHIM APP
Allahabad Bank, Andhra Bank, Axis Bank, Bank of Baroda, Bank of India, Bank of Maharashtra, Canara Bank, Catholic Syrian Bank, Central Bank of India, City Union Bank, DCB Bank, Dena Bank, Federal Bank, HDFC Bank, ICICI Bank, IDBI Bank, IDFC Bank, Indian Bank, Indian Overseas Bank, IndusInd Bank, Karnataka Bank, Karur Vysya Bank. Kotak Mahindra Bank, Oriental Bank of Commerce, Punjab National Bank, RBL Bank, South Indian Bank, Standard Chartered Bank, State Bank of India, Syndicate Bank, TJSB, UCO Bank, Union Bank of India, United Bank of India, Vijaya Bank, Yes Bank Ltd.
Other Bank like State Bank of Hyderabad, State Bank of Mysore, State Bank of Travancore, State Bank of Patiala, State Bank of Bikaner & Jaipur, Corporation Bank, Punjab & Sind Bank and Lakshmi Vilas Bank will be added immediately.
Make payment through Aadhaar Number
To making payment through Aadaar Number, you have to download BHIM app on your mart phone.
Now I am showing you step by step how to make payment through Aadhaar Number.
Step1. Download BHIM APP
Step2. Open the BHIM APP and select a language.
Step3. Allow BHIM APP to access SMS and Phone state for verifying your phone number and your phone with UPI.
Step3. Verify your mobile number.
Step4. Register 4 digit pass code. This pass code is only for open the BHIM APP not for money transfer.
Step5. Select the the Bank and system will retrieve your bank details.
Step6. Now set your UPI pin by entering last 6 digits of your debit cart number and validity.
Step7. Now press on send button and select Aadhaar Pay.
Check which Bank Account is linked with Aadhaar Number: click here
Step8. Enter Aadhaar Number where to send money and verify.
Step9. Enter the amount and give any remark. You can also save the payee.
Step 10. Press pay and enter 6 digit UPI password.
Now payee will receive the money in his/her account which is linked with Aadhaar number that you have entered.
You can also transfer money through mobile and UPI address. And make payment through generate QR code or scan merchant QR code to pay and also transfer money to unregistered account by entering account number , beneficiary name and IFSC code.
If you have any suggestion please comment on comment section.